Erin Carnett

Customer service is our top priority! In these colder months, please reach out for a virtual appointment to review your insurance needs.

At Erin Carnett State Farm, we are dedicated to serving customers throughout Albuquerque, Rio Rancho, New Mexico, Ogden, Salt Lake City, and Utah. Our family-run agency takes pride in providing friendly, professional service and taking a hands-on approach to helping individuals, families, and business owners with their insurance needs.

Allow me to introduce myself. I am Erin Carnett, a second-generation State Farm Agent with more than 22 years of experience. I earned a B.A. in History with a minor in Asian Studies from Northwestern University in Evanston, IL. I enjoy helping customers work toward their dreams while making sure they are properly protected from the risks of everyday life. Whether you need Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, or Business Insurance, my team and I are here to help you choose coverage that fits your needs.

I am married and have one child, and I stay active through running, skiing, biking, and reading. I am also involved with my local church and enjoy being part of the community. You can find our office at the corner of Golf Course Rd. and Irving, and we also offer virtual appointments for added convenience.

Thank you for taking the time to learn more about us. We look forward to helping you protect what matters most, so feel free to reach out or stop by to connect with our team.

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Looking for coverage?

Q: How quickly can I get my car insured?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee.

Q: What kinds of things does renters insurance protect?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home and even assist with temporary living expenses if you have to move out due to a covered loss.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most.

Q: Is homeowners insurance required?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it.